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About Us

A Humanized-focus Talent Hub offering innovative training programs that link government, universities, and industries, empowering individuals and organizations with the skills essential for sustainable growth and success.

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Ray Ho

Hi, I am Ray Ho

Financial Planning Expert

Registered Financial Planner (RFP), certified by Bank Negara Malaysia.
Began at grassroots level, gaining expertise in client consulting, sales, and business development.
Led sales, market expansion, and training teams to notable industry success.
Specializes in Wealth Flow Simulation training for corporate and public sectors.

>19 Years Experience

  • Skilled in transforming financial knowledge into practical action through coaching
  • Known for strong communication, fast analysis, and wide-ranging financial knowledge
  • Advocates continuous learning and actively contributes to business associations and educational platforms

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Programs